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Having a budget is good, but you need to understand your lending options loan structure, term & maturity dates, and possible subsidized loan programs you might be eligible for. There are a lot of online tools that will help give you a ballpark idea of what you can afford, but nothing replaces the expertise of a knowledgeable lender. Not only am I a real estate agent, I have over ten years lending experience and have helped hundreds of clients find homes that work for them and their budget. It really pays to talk to an expert! For all your home buying & selling needs, call Casey Watters at Real Estate Solutions today! 715-434-7904